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If you own your home, you will find a Home Equity Credit Line an excellent source of credit. You can use the money for improvements, college expenses, investments or any other purpose you may have in mind.
A Home Equity Credit Line is an open-ended line of credit, which means you may borrow up to your credit limit by simply writing a check. As you repay the loan you may borrow again up to the same limit and as a bonus you only pay interest on the amount you borrow, not on the entire limit of the credit line. In many cases, the interest on the Home Equity Credit Line is tax deductible. Please consult your tax advisor.
There is no penalty for early payment, and no need to come to the bank each time you need additional cash, however the minimum check amount must be for at least $100. Increments above this minimum can be for any additional amount.
Click here for more information and to apply for a Home Equity Credit Line!
As the price of a new car has risen, the decision to buy has become a major financial transaction. Let Valley View Bank help with our fixed rate simple interest loans with terms as long as 60 months.
The interest rate for loans under $10,000 will be at 3% above the CD rate. Loans over $10,000 will be at 2% above the CD rate. Please call for current rates on CD’s.
We offer fixed and variable rate loans secured by your investments, including nationally traded stocks or bonds.