Business Checking

Business Checking

Valley View’s regular business checking provides business statements that cover the calendar month and are mailed the first business day of each month. There is no minimum balance required, and we pay a generous earnings credit based on your average collected balance.

Listed below are the monthly fees:

• Monthly maintenance fee $ 8.00
• Per debit/credit charge .15
• Per item deposited .08

Personalized checks, deposit slips and endorsement stamps can be purchased through Valley View Bank

Earnings Credit may offset any monthly fees.

Earnings Credit: 90% of the 13-week T-Bill Rate and is calculated on your average daily collected balance (per $100).

Note: Earnings credit applies only to Business Checking Accounts

Valley View Bank also offers an interest-bearing NOW account available to sole proprietors, organizations, and associations. Additional terms apply.

Business Money Market Checking

• Interest is compounded daily and paid monthly
• Monthly statements
• Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than three by debit card or similar order to third parties.
• Unlimited number of withdrawals in person, by mail or by ATM are allowed
• You can make deposits, withdrawals and transfers, just as you would with any interest-bearing account
• No minimum transaction amount

A minimum deposit of $1,000 is required to open this account and the rate is based on the following tiers: $0-1,000; $1,000-9,999; $10,000-24,999; $25,000-99,999; $100,000 and over. Rates are subject to change without notice.

For investment savings, a competitive rate, and liquidity, an insured Money Market account at Valley View Bank can be the ideal money management tool for your business. A minimum deposit of $1,000.00 is required to open the account, and the interest rate depends on the balance maintained in the account. Interest rates are subject to change without notice.

Effective January 1, 2006: If your minimum balance falls below $1,000 a $6.00 fee will be applied to your account.